by Ryan Bazzell | Jun 19, 2019 | Blog
Whether it is your first time or your fifth, it is always important to know all the facts when it comes to buying a home. With the large number of mortgage programs available that allow buyers to purchase homes with down payments below 20%, you can never have too much...
by Ryan Bazzell | Sep 26, 2018 | Blog
Saving for a down payment is often the biggest hurdle for a first-time homebuyer as median incomes, rents, and home prices all vary depending on where you live. There is a common misconception among homebuyers that a 20% down payment is required, and it is this...
by BaZZeLL | Aug 23, 2018 | Video
Today I am going to go over what PMI is and how you can avoid having that in your monthly payment. Let’s get right to it. First off, PMI is Private Mortgage Insurance. What this does is it protects banks in case there is a default in payment. If you are not...
by BaZZeLL | Jun 6, 2017 | Blog
WHAT IS PMI? PMI stands for Private Mortgage Insurance. PMI is insurance that a lender may require for your home loan if the lender feels you are a risk. In other words, the insurance is for the lender (i.e., a bank) or a private lender (i.e., a broker). It is...
by Ryan Bazzell | May 8, 2019 | Blog
If you are in the market to buy a home this year, you may be confused about how much money you need to come up with for your down payment. Many people you talk to will tell you that you need to save 20% or you won’t be able to secure a mortgage. The truth is that...