USDA Home Loans

USDA loans provide a 0% down for qualified buyers.  But they are limited to a very select group.  This type of mortgage is only offered to low- and moderate-income borrowers in designated rural areas.

What is a USDA Home Loan?

Investopedia defines the USDA as follows:

DEFINITION of ‘USDA’

A department of the United States government that manages various programs related to food, agriculture, natural resources, rural development and nutrition. The United States Department of Agriculture tries to expand economic opportunity in rural areas, make sure Americans are properly fed and conserve natural resources. President Lincoln founded the USDA in 1862, at a time when about 50% of Americans lived on farms.

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We also offer these other home loans that may be a better fit for you.

CONVENTIONAL – FHA LOAN – VA LOAN – JUMBO LOAN