Conventional Home Loans
Get a Conventional Home Loan with as little as 3% down at Home Loans with Integrity. Because we are a private lending banker we are able, not only to offer the best rates in St. Louis, but with the absolute lowest closing costs. Also, ask about our NO MONTHLY PMI (LPMI), with as little as 5% down.
What is a Conventional Home Loan?
Investopedia defines the Conventional Home Loan as follows:
A conventional mortgage or conventional loan is any type of homebuyer’s loan that is not offered or secured by a government entity, like the Federal Housing Administration (FHA), the U.S. Department of Veterans Affairs (VA) or the USDA Rural Housing Service, but rather available through or guaranteed a private lender (banks, credit unions, mortgage companies) or the two government-sponsored enterprises, the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac).
Check out this video where Ryan Bazzell explains FHA and Conventional Home Loans.
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