The FHA Home Loan

The FHA home loan requires 3.5% down.  They are one of the most popular types of mortgages among home buyers these days, particularly first-time buyers. This is one of the government-backed programs.  One of the highlights of this program is, the down payment can be a gift from a family member.

An FHA loan will allow you to borrow up to 96.5% of the value of your home in 2018, if you have a credit score of 580 or higher. If your credit score is lower than a 580 you will need to be prepared to put 10% down.


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What is the FHA Home Loan?

Investopedia defines the FHA Home Loan as follows:

What is ‘FHA Loan’:

“An FHA loan is a mortgage issued by federally qualified lenders and insured by the Federal Housing Administration (FHA). FHA loans are designed for low-to-moderate income borrowers who are unable to make a large down payment.”


We also offer these other home loans that may be a better fit for you.


FHA Home Loan

Check out this video where Ryan Bazzell explains FHA and Conventional Home Loans.

We Offer Home Loans & Mortgage Lending at the Lowest Possible Rates


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Why Pay More? Get The Lowest Rates On Your New Home Loan From Ryan Bazzell, An Expert Mortgage Lender in St. Louis.