What is a Conventional Home Loan?

A conventional mortgage or conventional loan is any type of homebuyer’s loan that is not offered or secured by a government entity, like the Federal Housing Administration (FHA), the U.S. Department of Veterans Affairs (VA) or the USDA Rural Housing Service, but rather available through or guaranteed a private lender (banks, credit unions, mortgage companies) or the two government-sponsored enterprises, the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac).

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We also offer these other home loans that may be a better fit for you.

CONVENTIONAL – FHA LOAN – VA LOAN – JUMBO LOAN – USDA LOAN