Today I am going to go over what PMI is and how you can avoid having that in your monthly payment.  Let’s get right to it.

First off, PMI is Private Mortgage Insurance.  What this does is it protects banks in case there is a default in payment.  If you are not putting 20% down, more than likely you will have to pay this as part of your monthly payment….Now, Let me tell you how to avoid that monthly costs if you don’t have the 20% down.

Before I get into it please keep in mind that everything I am about to talk about has credit score limits, meaning you need to have a higher credit score for this to be an option.  With just 3% down I can get you out of that PMI monthly costs.  This is called Lender Paid Mortgage insurance.  With us being a smaller family owned company, I can pay that costs for you and save you in the 100’s of dollars a month.  So, weather it is 3, 5, 10 or 15% down…Lets get you out of that money you are just throwing away!  Weather you are buying a home or refinancing I can get this done for you.  Please keep in mind I can also do a no out of pocket or rolled in closing costs on the refinances.  So….If you are in the market to purchase or refinance your home please give me a call or visit my website at home loans with


Get Approved Today! We make the process of securing a mortgage simple and straightforward by offering you the latest in financial products that enable you to make sound financial choices. Begin online application process and start working with our amazing team today.